Consumer Direct Payroll
Hire Your Own Caregiver. Let Us Handle Payroll and Compliance
Hiring a private caregiver for your loved one offers flexibility and control in their ongoing care, but it also means taking on the role of employer. With CareFor’s Consumer Direct Payroll, you maintain control of the hiring process and scheduling of care, but we manage payroll processing, tax remittance, and compliance requirements on your behalf. In short, we take care of the administrative side of caregiving so that you can focus on what matters most: the care of your loved one.

How Consumer Direct Payroll Works
With our Consumer Direct Payroll, you remain the employer responsible for the hiring, firing, scheduling, and directing of care for your loved one. As advocates for your family, we support you by managing the administrative and financial components of payroll, including collecting timesheets, processing payroll with direct deposit, remitting employer taxes, and handling the distribution of W-2 forms. Through our payroll processing, you can rest assured that your obligations as an employer are handled properly.
Get Set Up With CareFor Today
Getting started with CareFor as your preferred payroll and compliance provider is simple. Our team is here to guide you through each step of the process.
Apply for a Federal EIN
We assist you in establishing your employer identification number.
Payroll and Tax Setup
We set up your payroll system and ensure tax requirements are configured.
Employee Onboarding
We collect required documentation and complete employment paperwork.
Fund Your Payroll Account
You deposit funds to cover wages and applicable taxes.
Bi-Weekly Payroll Processing
We process payroll with direct deposit and remit employer taxes.
Frequently Asked Questions
Consumer direct payroll is designed for families who want to hire their own private caregiver but need help managing the employer responsibilities that come with it. When you hire privately, you take on obligations around payroll processing, tax remittance, and employment paperwork. CareFor’s Consumer Direct Payroll handles all of that on your behalf. You stay in control of who you hire, when they work, and how care is delivered. We take care of the administrative side so you can focus on what actually matters: your loved one.
You remain the employer, responsible for hiring, scheduling, and directing your caregiver. CareFor steps in to manage everything behind the scenes: collecting timesheets, processing bi-weekly payroll with direct deposit, remitting employer taxes, and distributing W-2 forms at year end. We also help you get set up from the start, including applying for a federal employer identification number, configuring your payroll and tax requirements, onboarding your employee with the right documentation, and establishing a funded payroll account. Once the system is in place, we keep it running so you do not have to think about it.
When you employ a private caregiver, you take on responsibilities similar to any employer. That includes withholding and remitting federal and state payroll taxes, paying the employer’s share of Social Security and Medicare taxes, providing your caregiver with a W-2 at the end of the year, and maintaining accurate timesheets and employment records. CareFor manages all of these requirements on your behalf, so nothing falls through the cracks and you stay in good standing as an employer.
Staying compliant as a private employer means keeping up with tax deadlines, filing requirements, and employment documentation, and the consequences of getting it wrong can be significant. CareFor takes that risk off the table. We ensure taxes are remitted on time, payroll is processed correctly, and your caregiver’s employment paperwork is properly collected and maintained. You get the flexibility of directing your loved one’s care your way, with the confidence that the compliance side is being handled by people who know what they are doing.
Let’s Get Started!
Hiring your own caregiver gives your family flexibility and control. Let us know a bit about your situation below and a member of our team will reach out to walk you through how we can handle the rest.
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